Please Confirm Reciept

["Dav Phil" <davphilson@xxxxxxxxxxxxxxxxx>]

Thank you for giving me your time. Please be patient and read my email to
you.



I am a staff of Lloyds TSB Group Plc here in the Europe attached in
Private Banking Services. I am contacting you concerning a customer and,
an investment placed under our banks management 3 years ago. I would
respectfully request that you keep the contents of this mail private and
also to kindly respect the integrity of the information you come by as a
result of this mail. I contacted you independently of our investigation
and no one is informed of this communication. I would like to intimate you
with certain facts that I believe would be of interest to you.

In 2000, the subject matter; ref: bb/tsb/bank/81   came to our bank to
engage in business discussions with our Private Banking Services
Department. He informed us that he had a financial portfolio of 18.35
million United States Dollars, which he wished to have us turn over
(invest) on his behalf. I was the officer assigned to his case; I made
numerous suggestions in line with my duties as the de-facto chief
operations officer of the Private Banking Services Department, especially
given the volume of funds he wished to put into our bank. We met on
numerous occasions prior to any investments being placed. I encouraged him
to consider various growth funds with prime ratings. The favored route in
my advice to customers is to start by assessing data on 600 traditional
stocks and bond managers and 200 managers of alternative investments.
Based on my advice, we spun the money around various opportunities and
made attractive margins for our first months of operation, the accrued
profit and interest stood at this point at over 10 million United States
Dollars, this margin was not the full potential of the fund but he desired
low risk guaranteed returns on investments. In mid 2001, he asked that the
money be liquidated because he needed to make an urgent investment
requiring cash payments in Europe. He directed that I liquidate the funds
and had it deposited with a firm in Europe. I informed him that our bank
would have to make special arrangements to have this done and in order not
to circumvent due process, the bank would have to make a 9.5 % deduction
from the funds to cater for banking and statutory charges. He complained
about the charges but later came around when I explained to him the
complexities of the task he was asking of us. Cash movement across borders
has become especially strict since the incidents of 9/11.

I contacted my affiliate in Europe and had the funds available in main
land Europe. I undertook all the processes and made sure I followed his
precise instructions to the letter and had the funds deposited in a
security consultancy firm, the firm  is a specialist private firm that
accepts deposits from high net worth individuals and blue chip
corporations that handle valuable products or undertake transactions that
need immediate access to cash. This small and highly private organization
is familiar especially to the highly placed and well-connected
organizations. In line with instructions, the money was deposited. He told
me he wanted the money there in anticipation of his arrival from Norway
later that week. This was the last communication we had, this transpired
around 25th February 2003. In June last year, we got a call from the
security firm informing us of the inactivity of that particular portfolio.
This was an astounding position as far as I was concerned, given the fact
that I managed the private banking sector I was the only one who knew
about the deposit, and I could not understand why he had not come forward
to claim his deposit. I made futile efforts to locate him I immediately
passed the task of locating him to the internal investigations department
of our bank. Four days later, information started to trickle in, that he
was apparently dead. A person who suited his description was declared dead
of a heart attack in Cannes, South of France. We were soon enough able to
identify the body and cause of death was confirmed. The bank immediately
launched an investigation into possible surviving next of kin to alert
about the situation and also to come forward to claim his estate. If you
are familiar with private banking affairs, those who patronize our
services usually prefer anonymity, but also some levels of detachment from
conventional processes. In his bio-data form, he listed no next of kin. In
the field of private banking, opening an account with us means no one will
know of its existence, accounts are rarely held under a name; depositors
use numbers and codes to make the accounts anonymous. This bank also gives
the choice to depositors of having their mail sent to them or held at the
bank itself, ensuring that there are no traces of the account and as I
said, rarely do they nominate next of kin. Private banking clients apart
from not nominating next of kin also usually in most cases leave wills in
our care, in this case; he died in testate.

In line with our internal processes for account holders who have passed
away, we instituted our own investigations in good faith to determine who
should have right to claim the estate. This investigation has for the past
months been unfruitful. We have scanned every continent and used our
private investigation affiliate companies to get to the root of the
problem. It is this investigation that resulted in my being furnished with
your details as a possible relative of the deceased. My official capacity
dictates that I am the only party to supervise the investigation and the
only party to receive the results of the investigation. You have
unfortunately declared that you are in no way affiliated with this
individual. What this means, you being the last batch of names we have
considered, is that our dear late fellow died with no known or
identifiable family member. This leaves me as the only person with the
full picture of what the prevailing situation is in relation to the
deposit and the late beneficiary of the deposit. According to practice,
the firm will by the end of this financial year broadcast a request for
statements of claim to our bank, failing to receive viable claims they
will most probably revert the deposit back to our bank. This will result
in the money entering our bank's accounting system and the portfolio will
be out of my hands and out of the Private Banking Services Department.
This will not happen if I have my way.

What I wish to relate to you will smack of unethical practice but I want
you to understand something. It is only an outsider to the banking world
who finds the internal politics of the banking world aberrational. The
world of private banking especially is fraught with huge rewards for those
who occupy certain offices and oversee certain portfolios. You should have
begun by now to put together the general direction of what I propose.
There is US$ 18,370,000.00 deposited, I alone have the deposit details and
they will release the deposit to no one unless I instruct them to do so. I
alone know of the existence of this deposit for as far as the finance
firm, the transaction with our deceased customer concluded when I sent the
funds to the firm, all outstanding interactions in relation to the file
are just customer services and due process. The finance firm has no single
idea of what's the history or nature of the deposit. They are simply
awaiting instructions to release the deposit to any party that comes
forward. This is the situation. This bank has spent great amounts of money
trying to track this man's family; they have investigated for months and
have found no family. The investigation has come to an end. My proposal;
you share similar details to the late fellow; I am prepared to place you
in a position to instruct the finance firm to release the deposit to you
as the closest surviving relation. Upon receipt of the deposit, I am
prepared to share the money with you in half and no more. That is: I will
simply nominate you as the next of kin and have them release the deposit
to you. We share the proceeds 50/50.
I would have gone ahead to ask the funds be released to me, but that would
have drawn a straight line to me, and my involvement in claiming the
deposit. But on the other hand, you with a similar name as the original
depositor would easily pass as the beneficiary with the rights to claim. I
assure you that I could have the deposit released to you in a few days. I
will simply inform our bank of the final closing of the file relating to
the customer.  I will then officially communicate with the finance company
and instruct them to release the deposit to you. With these two things:
all is done. The alternative would be for us to have the firm direct the
funds to another bank with you as account holder. This way there will be
no need for you to think of receiving the money from the firm.  We can
fine-tune this based on our interactions. I am aware of the consequences
of this proposal. I ask that if you find no interest in this project that
you should discard this mail. I ask that you do not be vindictive or
destructive. If my offer is of no appeal to you, delete this message and
forget I ever contacted you. Do not destroy my career because you do not
approve of my proposal. You may not know this but people like myself who
have made tidy sums out of comparable situations run the whole private
banking sector. I am not a criminal and what I do, I do not find against
good conscience, this may be hard for you to understand, but the dynamics
of my industry dictates that I make this move. Such opportunities only
come ones' way once in a lifetime. I cannot let this chance pass me by I
hope you understand because for once I found myself in total control and
face to face with my destiny. These chances won't pass me by. I ask that
you do not destroy my chance, if you will not work with me let me know and
let me move on with my life but do not destroy me. I am a family man and
this is an opportunity to provide them with new opportunities. There is a
reward for this project and it is a task well worth undertaking. I have
evaluated the risks and the only risk I have here is from you refusing to
work with me and alerting my bank. I am the only one who knows of this
situation, good fortune has blessed you with a name that has planted you
into the center of relevance in my life. Let's share the blessing.
If you find yourself able to work with me, contact me through this email
account. If you give me positive signals, I will initiate this process
towards a conclusion. I wish to inform you that should you contact me via
official channels; I will deny knowing you and about this project. I
repeat, I do not want you contacting me through my official phone lines
nor do I want you contacting me through my official email account. Contact
me only through this email address. I do not want any direct link between
you and me. My official lines are not secure lines as they are
periodically monitored to assess our level of customer care in line with
our Total Quality Management Policy. Please observe this instruction
religiously. Please, again, note I am a family man; I happily married with
two kids. I send you this mail not without a measure of fear as to what
the consequences might be, but I know within me that nothing ventured is
nothing gained and that success and riches never come easy or on a platter
of gold. This is the one truth I have learned from my private banking
clients. Do not betray my confidence. If we can be of one accord, we
should plan a meeting, soon.

I await your response.


PHIL DAVIDSON (DR)

Respond to (ddphyldave@xxxxxxxxxxxx)



--
Spamfilter:    spam magnet and regexp collector / blocker
Archive:       http://mail.nl.linux.org/spamfilter/
Website:       http://spamfilter.nl.linux.org/